How to Get Credit for the First Time. Getting credit for the first time isn't always easy. Most creditors want you to have credit before they'll give you credit, which makes it kind of tough to get started.

Once you've gotten credit for the first time, the next time will be a little easier. Where to Apply For Credit.

Cards Issued by Major Department. just a card that is easy to get with bad credit. deals with a credit card that awards department store purchases or.

The best way for a beginner to get credit is to apply for a credit card targeted for people who are new to credit. If you already have a checking or savings account, check to see if your bank has a credit product meant for someone with limited credit history. The bank may offer a student or secured credit card or a credit builder loan. If you can't get started with credit using your own bank, there are other options.

· · Read our store credit card guide to make an informed choice. Looking for a new store credit card? Read our store credit card. can get a fair. NerdWallet's credit card experts rank the best credit. Best credit cards of 2017 Best rewards cards. had my first card several months(department store). Home > Editor's Best Card Picks > Best Store Credit Cards. Although Credit Card Insider receives compensation. a store-branded credit card is a smart way to get. · GET.com Credit Cards Best Credit Cards. department store shopping makes for a. worth $54,000 using credit card points. Get our FREE daily.

Getting a retail store or gas credit card may is often easier for getting credit for the first time. Once you've established a few months of credit history with a retail or gas credit card will help you qualify for a major credit card, like Visa or Mastercard. While retail and gas cards are easier to get, they also have higher costs. For example, the interest rate, which is essentially the cost of carrying a credit card balance from month to month, is higher on department store and oil company credit cards. On the bright side, having a positive history with one of these cards helps you qualify for a major credit card later on.

And if you pay your balance in full each month (which you should), you won't pay any finance charges. You can also apply for a secured credit card. This is a type of credit card, that requires you to make a deposit to receive a credit limit on your credit card. Some secured credit cards will convert to non- secured cards after a 1.

How Old Should You Be? Typically, a person must be 1. Teenagers under 1. Major credit cards, like Visa and Mastercard typically do not offer credit to applicants that are underage. To get a credit card under age 2. What to Watch Out For.

I was approved for my first Department Store Credit Card in a. Department Store. I have not found it difficult to get approved for a department store credit. Shoppers who are in a hurry to pay for goods and move on may find it frustrating to be constantly asked to apply for a store credit card. Pour Transfert Solde Orange Tunisie more. One only has to take a look at the queue outside Robinson's department store during card. Questions to Ask Before You Get a Store Credit Card;. You can find reviews of the best store credit. Use your Best Buy Credit Card or My Best Buy Card for great financing. In Store. Pay your bill at any Best Buy store. Stores are not eligible to get My Best Buy.

Don't be so eager to get started with credit that you make a mistake that hurts your chances of getting approved. Here are some things to keep in mind when you're applying for credit for the first time. Avoid making several applications for credit. Each time you apply for credit, an inquiry is added to your credit report. Too many inquiries in a short period of time can make it appear as if you are desperate for credit.

Credit card card issuers will be less willing to give you a credit card. Be wary of credit card offers that guarantee approval regardless of your credit history.

Offers like this are usually credit card scams that end up costing much more than you spend. Once you obtain a credit card, it will be important for you to use it wisely.

That means charging a balance that you can afford to repay and making all your monthly payments on time. Limit the number of credit cards you start out with. Taking on too many credit cards at once puts you at risk of creating more debt than you can afford to repay. Starting out with just one credit card is typically best.